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Share Certificate Rates Type of Account | Minimum Daily Balance | APY * | Rate | Expedition Certificate* | 1,000+ | 1.51% | 1.50% | Bump Rate Certificate** | 10,000+ | 2.83% | 2.80% |
Certificate Accounts and IRA Certificates Balances | Number of Months † | APY * | Rate | S.O.C.A.L. Certificate*** | | 1.10% | 1.10% | 2,000-9,999 | 3 | 1.51% | 1.50% | 10,000-49,999 | 3 | 2.42% | 2.40% | 50,000-99,999 | 3 | 2.43% | 2.40% | 2,000-9,999 | 6 | 2.27% | 2.25% | 10,000-49,999 | 6 | 2.63% | 2.60% | 50,000-99,999 | 6 | 2.63% | 2.60% | 2,000-9,999 | 12 | 2.42% | 2.40% | 10,000-49,999 | 12 | 2.73% | 2.70% | 50,000-99,999 | 12 | 2.73% | 2.70% | 2,000-9,999 | 18 | 2.42% | 2.40% | 10,000-49,999 | 18 | 2.88% | 2.85% | 50,000-99,999 | 18 | 2.88% | 2.85% | 2,000-9,999 | 24 | 2.42% | 2.40% | 10,000-49,999 | 24 | 2.93% | 2.90% | 50,000-99,999 | 24 | 2.93% | 2.90% | 2,000-9,999 | 36 | 2.42% | 2.40% | 10,000-49,999 | 36 | 3.04% | 3.00% | 50,000-99,999 | 36 | 3.04% | 3.00% | 2,000-9,999 | 48 | 2.42% | 2.40% | 10,000-49,999 | 48 | 3.04% | 3.00% | 50,000-99,999 | 48 | 3.04% | 3.00% | 2,000-9,999 | 60 | 2.42% | 2.40% | 10,000-49,999 | 60 | 3.04% | 3.00% | 50,000-99,999 | 60 | 3.04% | 3.00% |
Disclosure |
†Pick-a-term CD rates are calculated as follows: 3 - 5 months,
6 - 11 months, 12 - 17 months, 18 - 23 months, 24 - 35 months,
36 - 47 months, 48 - 60 months.
*APY=
Annual Percentage Yield. The term for Expedition Certificates
is 6 months. You may make additional deposits of $100 or more
at any time.
**The term for Bump Rate Certificate is 18 months. You may increase
the rate once during the term if the 12-month $10,000 rate increases. |
Share
Certificate dividends are paid monthly and at maturity. |
Penalties
for early withdrawal are as stated in the Account and Disclosure
Agreement. The Annual Percentage Yield disclosed assumes dividends
will remain on deposit until maturity. Withdrawals will reduce
earnings. |
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