Holiday Club Know why the holidays come only once a year? Because we can't afford them any more often than that! We can help though, by giving you an attractive rate on a savings account designed to let you sock away a little each month so you'll have what you need at the end of the year. Sign up for a Holiday Club account and we'll automatically transfer a specific amount ($10 minimum) from your checking account each month. On October 1st or November 1st, your Holiday Club balance will be transferred to your checking account, ready for action! Young Explorers This account program works to teach children the value of money and savings. For individuals up to the age of 14, we have developed this special savings account that provides children with rewards based upon levels of savings. Visit the Young Explorers Website S.O.C.A.L. The Self Organized Cabrillo Account Life (S.O.C.A.L.) is our newest account for ages 14-18. This account offers: -a Checking Account -an Auto Loan -a Special Share Certificate -a MasterCard™ For more information, please click here.